Medical Malpractice Insurance in Texas

State requirements, costs, and coverage options

Complete guide to malpractice insurance in Texas. Average premiums are 1x the national average. Minimum coverage required: $200K/$600K.

Texas Insurance Market Overview

Premium Level

1x

National Average

Min Coverage

$200K/$600K

Required Limits

Tail Coverage

Optional

State Requirement

PCF Available

No

Compensation Fund

Major Cities in Texas

Popular Specialties in Texas

Texas Regulatory Environment

Coverage Requirements

  • Minimum limits: $200K/$600K
  • Tail coverage optional
  • Patient compensation fund not available

Market Characteristics

  • Premium level: Moderate
  • Region: Southwest
  • Multiple carriers available
Reviewed by
David Rodriguez
State Insurance Specialist
Licensed Insurance Broker (NPN #12345678)
Last Updated: January 21, 2025
BBB A+
20+ Years
AMSUS
AMA
State Medical Associations

Get Coverage in Texas