Family Practice Malpractice Insurance Policy Information

Policy types and features

Learn about family practice malpractice insurance policy options. Claims-made vs occurrence, tail coverage, and policy features.

Family Practice Policy Information

Policy Types

Claims-Made Policy

Covers claims made during the policy period for incidents that occurred after the retroactive date.

Occurrence Policy

Covers incidents that occur during the policy period, regardless of when the claim is filed.

Recommended Coverage Limits

For family practice, we typically recommend:

  • • Minimum: $1M per occurrence / $3M aggregate
  • • Recommended: $2M per occurrence / $6M aggregate
  • • High-risk procedures: $3M per occurrence / $9M aggregate

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